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common sense
          CHECKING

Banking Convenience for your busy lifestyle. Increase your buying power, security and convenience with these money saving benefits:

  • Free personalized checks.
  • Free Bill Pay
  • Issue of two free Money Orders or Cashiers checks per visit.
  • Travelers Checks with no issue fee.
  • Unlimited Checking.
  • $100 minimum to open.
  • No per check charge.
  • Interest on checking, earn interest with balances of $1,000 per day.
  • $10,000 Accidental Death Insurance for Plan I - $9.00/month, 55+ $4.00/month.
  • $30,000 Accidental Death Insurance for Plan II - $11.00/month, 55+ $6.00/month.
  • Enhanced Accidental Death Insurance – 5% Increase If you are wearing a seatbelt during an accident
  • Credit Card Protection.
  • Discount Book for theme parks, car rental, hotels, etc.
  • Soujourns Magazine Subscription.
  • 25% discount on safe deposit boxes.
  • Shoppers advantage.
  • Grocery Coupons.
  • Diners Advantage.
  • Keyring Protection.
  • Luggage Protection.
  • Free Notary Service.
  • Bank-by-Mail.
  • Receive “Imaged Checks” in statement each month.
  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*

* Subject to credit approval


basic
          CHECKING

Our Basic Checking Account is packed with benefits to reward you for keeping higher balances or having multiple account relationships with The Bank of Fayette County.

Benefits:

  • No per check charge
  • Minimum balance to open is $100.00
  • Receive “Imaged Checks” in statement each month
  • “Cashier Line” Telephone Banking
  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
  • Minimum balance to avoid service charge- $500.00
  • $9.00 Low Balance Maintenance Fee

* Subject to credit approval


freedom
          CHECKING

Our Freedom Checking account offers you all of the banking services you will ever need.

Benefits:

  • A maintenance fee of $3.00 will be charged if the average balance is less than $2500 or if you receive paper statements by mail.
  • $100 to open
  • Unlimited check writing
  • Receive “Imaged Checks” in statement each month
  • “Cashier Line” telephone banking
  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.*
  • Free initial order of checks upon opening the account

* Subject to credit approval.


now
          ACCOUNTS

Benefits:

  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.* (no more than two signers on account).
  • Minimum balance to avoid service charge- $1,000
  • No limit on withdrawals
  • $1,000 minimum to open
  • Interest bearing account
  • $9 low balance maintenance fee
  • Receive “Imaged Checks” statement each month
  • “Cashier Line” telephone banking

* Subject to credit approval


money market
          ACCOUNTS

Our Money Market Accounts are designed for those who want access to competitive rates and have immediate access to all of their accounts.

Benefits:

  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.* (no more than two signers on account).
  • Minimum balance to avoid service charge- $2,000
  • $2,000 minimum to open
  • Interest bearing account
  • $11 low balance maintenance fee
  • Receive “Imaged Checks” statement each month
  • “Cashier Line” telephone banking

* Subject to credit approval

Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the account be closed.


Second Century Money Market
          ACCOUNTS

Our Money Market Accounts are designed for those who want access to competitive rates and have immediate access to all of their accounts.

Benefits:

  • Innovative Money Market Account
  • Minimum balance to avoid service charge- $125,000
  • 6 free withdrawals per month/$8.00 per withdrawal thereafter
  • $125,000 minimum to open
  • Interest compounded monthly
  • Receive "Imaged Checks" statement each month
  • "Cashier Line" telephone banking
  • Free checks
  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.* (no more than two signers on account).

* Subject to credit approval

Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the account be closed.


high cotton
          ACCOUNTS

For individuals that maintain larger deposit balances and will benefit from this account.

Benefits:

  • Innovative Money Market Account
  • Minimum balance to avoid service charge- $10,000
  • 6 free withdrawals per month/$8.00 per withdrawal thereafter
  • $10,000 minimum to open $18.50 low balance maintenance fee
  • Receive “Imaged Checks” statement each month
  • “Cashier Line” telephone banking
  • Free checks
  • Unlimited ATM access with no fees from The Bank of Fayette County. Fees may be charged by the owner of the ATM.* (no more than two signers on account).

* Subject to credit approval

Withdrawals limited by Federal Law to 6 per month. Excessive withdrawals may require that the account be closed.

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